How FIBI works

What are the steps to invest?

1. 1

   Create an account and complete verification

   Register with your name and email, then complete identity verification. Verification is required to satisfy anti-money-laundering obligations and to confirm your eligibility to hold an interest in Kenyan land, which is restricted for non-citizens under Article 65 of the Constitution.

2. 2

   Review the open projects

   Each project page states the location, the funding target, the minimum contribution, the projected return, the payout frequency and the funding deadline. Read the projected return as an estimate built on assumptions specific to that project, and check what those assumptions are before relying on the figure.

3. 3

   Commit funds to the projects you choose

   Choose how much to contribute, at or above that project’s minimum, and complete payment through a supported method. Your contribution determines your proportional share of that project’s returns.

4. 4

   Wait for the project to reach its funding target

   A project proceeds once it reaches its funding target before the deadline. Acquisition, structuring and any required consents are completed at this stage, and the project moves into its operating phase.

5. 5

   Receive distributions over the project term

   Returns are distributed on the schedule published for that project — an agricultural project pays on harvest cycles, an operating lodge on trading income. Distributions depend on the project performing, and are not guaranteed.

What do you own after investing?

You hold an interest in the entity that owns the project asset, rather than a title deed in your own name for a subdivided parcel. Which instrument records that interest — a shareholding, a beneficial interest under a trust, or a co-tenancy on the title — is set out in each project’s offer documents, and it determines your rights on exit.

The differences between those structures are substantial and worth understanding before you commit. We cover them in how fractional land ownership works in Kenya.

How long is my money committed?

Each project publishes its own term, and fractional land interests are illiquid: there is no exchange on which to sell a share, so you should plan on your capital being committed for the full term shown at the time you invest. Treat the published term as a floor rather than a precise estimate — property and infrastructure projects commonly run past their target dates.

Where do I start?

Browse the open projects to see what is currently accepting contributions, or read the FAQ for the questions investors ask most. If you are weighing membership tiers, the membership page lists what each one unlocks.